Archive for the ‘Money & Finance’ Category

Top 10 Ways to Prepare for Retirement

Sign up for your employer's retirement savings plan. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate. Know Your Retirement Needs Retirement is expensive. Experts estimate that you'll need about 70 percent of your preretirement income ...

What Everybody Ought to Know About Gold and Platinum Cards

If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating. While sounding like general-purpose credit cards, some 'gold' or 'platinum' cards permit you to buy merchandise only from specialized ...

Get the Facts on Life Insurance Policies

With cash value insurance policies,  your premium goes toward a death benefit, a cash value account and management fees. Therefore,  you can expect to pay substantially higher premiums. By: Natasha Morgan The decision whether to buy a life insurance policy depends on ...

Considering Moving to a Retirement Home?

You could start in an apartment-type unit that includes a kitchen and bath; then if needed, move to an area of the home that houses medical staff and equipment. By: Natasha Morgan If you’re considering a retirement home for yourself or your ...

No — Just Say It

It gets refreshingly simple actually.  That weekend assignment, no; those extra hours, no; that promotion with all the travel and increased responsibility, no. By:  Claire Shipman and Katty Kay Once you've tamed your inner-guilt monster, you are ready to welcome that most ...

Ten Ways To Be Liked in Your Job Interview

Never stretch your resume or embellish accomplishments.  One lie can ruin your entire interview, and the skilled interviewer will spot the lie and show you the door. By: Jonathan Littman and Marc Hershon The dreaded job interview.  No matter your resume and talents if you mess this ...

Women and Retirement Savings

Too often employees, especially women, quit work, transfer to another job, or interrupt their work lives just short of the time required to become vested. Planning and saving for retirement may seem like goals that are far in the future. Yet saving, especially for retirement, should start early and continue throughout ...

Costly Coupon Scams

Fraudulent promoters are making money marketing and misrepresenting coupon-based business opportunities to unwary consumers and even savvy organizations. Cents-off coupons are providing big bucks for scam artists who offer business opportunity and work-at-home schemes featuring coupon certificate booklets and coupon clipping services. Using the Internet to market these so-called opportunities, fraudulent ...

Tips to Avoid Being Scammed at Free Lunch Seminars

After the Lunch Seminar , many seniors are seduced into allowing a sales person to come to their home where the "hard sell" can take place. By: Natasha Morgan People running Free Lunch Seminars target seniors, believing that they are an easy target for their sales pitch. They know how to ...

The Myth of Social Security as Your Primary Retirement Income

To keep it solvent, the Social Security Administration has already pushed back the age at which younger persons will be allowed to collect full benefits. By: Douglas R. Andrew When I ask people if they have any guaranteed source of retirement, they almost always answer, "Yes, Social Security." But is it smart to ...

The Human ATM

What to do when missed curfews, texting and "Mom can I have the keys?" make you miserable. First off, realize that teenagers are expensive to maintain. Think of them as yachts with messy rooms. By: Joanne Kimes and R.J. Colleary with Rebecca Rutledge, PhD This sound familiar? You're whipping money out ...

Paying Too Much for Car Repairs? Here’s Help

A team of repair experts that boast a vast knowledge of vehicle parts and labor time, provides you with a realistic estimate of repair costs. By: Natasha Morgan I've always put cars and computers in the same category. You need them and take them for granted but when they don't work, it ...

How to Recession Proof Your Family and Develop Kids Strengths

Too many CDs taking up space and not enough time transfer them to an iPod? If your child can work an iPod, he can offer this service to others. By: Jenifer Fox Remember the movie Karate Kid? Wax on, wax off? The zen master prepares the boy for Karate championship by having ...

Buy or Lease a Car?

Thinking of getting a new car? With the down-turn in the economy, deals are available in almost every vehicle category. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns. Ownership: LEASING: You do not own the vehicle. You get ...

Pets, Romance and Secret Shoppers

They’re each among the top ruses used by Internet scam artists in 2007, according to a comprehensive report on online crime issued by the Internet Crime Complaint Center. Here’s a rundown on how these scams generally work, along with other common frauds described in the report: Pet Scams - You see ...

« Previous Entries | Next Entries »