retirement plan

Don’t Retire Without a Plan

Are you prepared for a 30- or 40-year retirement? Whether or not you choose to work with a financial professional, it is imperative that you retire with a plan.

 
The Social Security Administration estimates that the average 65-year-old woman today will live to age 86 and a 65-year old man today will live to age 84.

Are you prepared for a 20-year retirement? How about a 30- or 40-year retirement? It could happen!

About 25% of today’s 65-year-olds will live past 90, with approximately 10% living to be older than 95, according to Social Security Administration projections.

For generations …

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A Retirement Plan You Can Count On

A worry-free retirement has become a distant dream for many boomers. It’s become increasingly clear that conventional retirement planning methods aren’t working.


By: Pamela Yellen

The idea of having a comfortable, worry-free retirement has become a distant dream for many boomers — even for those who did “all the right things” that Wall Street and the financial gurus told them to do. It’s become increasingly clear that conventional financial and retirement planning methods aren’t working.

The government is proposing ways to increase Americans’ retirement security. Unfortunately, however, this will simply herd more Americans into a retirement system that most experts …

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Bank on Yourself for a Retirement Plan

You can use the money to “bank on yourself” and become your own source of financing, so you can reduce the control banks and financial institutions have over you.

By: Pamela Yellen

The idea of having a comfortable, worry-free retirement has become a distant dream for many boomers — even for those who did “all the right things” that Wall Street and the financial gurus told them to do. It’s become increasingly clear that conventional financial and retirement planning methods aren’t working.

The government is proposing ways to increase Americans’ retirement security. Unfortunately, however, this will simply herd more Americans …

Read More »

Top 10 Ways to Prepare for Retirement

Sign up for your employer’s retirement savings plan. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate.

Know Your Retirement Needs
Retirement is expensive. Experts estimate that you’ll need about 70 percent of your preretirement income lower earners, 90 percent or more to maintain your standard of living when you stop working. Take charge of your financial future.

Find Out About Your Social Security Benefits
Social Security pays the average retiree about 40 percent of preretirement earnings. Call the Social Security Administration and find out more about your benefits.

Learn About Your

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Women and Retirement Savings

Women and Retirement Savings

Too often employees, especially women, quit work, transfer to another job, or interrupt their work lives just short of the time required to become vested.

Planning and saving for retirement may seem like goals that are far in the future. Yet saving, especially for retirement, should start early and continue throughout your lifetime. Here are four reasons why saving matters to women and especially to you!

Do You Know?

* Women are more likely to work in part-time jobs that don’t qualify for a retirement plan. And working women are more likely than men to interrupt their careers to take

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