best places to retire

12 Best Places in the World to Retire

Globalization made the world a very small place. It has never been more affordable and easier to retire abroad.

 
You worked hard so why don’t you make sure you enjoy the fruit of your labor with some actual sweet fruit in your hand! All while relaxing on an idyllic beach under a palm tree. If sand between your toes is not your idea of bliss, then somewhere around the globe you are sure to find the ideal retirement location.

There is a lot to consider when deciding where to retire. As an aging person access to good healthcare is …

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55+ community

Thinking of Joining a Retirement Community?

Thinking of joining a retirement community? Here is what you need to consider in order to be confident that you are making the right decision.

 
Getting older used to be something people feared, but with the advance of retirement communities, that’s starting to change. With the support provided in a place like this, many people find that they can be more independent and more active than they have been in the recent past. Communities like this offer the chance to meet new people, take up new hobbies and pursue lifelong passions that once had to take second place to …

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annuities for retirement

How Baby Boomer Women Can Use Annuities to Their Advantage

For baby boomers on the cusp of retirement, immediate annuities provide a fast turnaround and are available to provide income into the sunset of retirement.

 
No one dreams of barely scraping by during their golden years, but for some, this reality is hard to avoid.

Baby boomer women of today have established themselves in the workplace and are seeking ways to carve out savings for retirement. Determining how to best leverage the resources we have worked hard for is difficult. Fortunately, annuities are one available solution, offering security and peace of mind as the future approaches.

Difficulties Saving for

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funding retirement

Retirement Alternative: Social Security Annuity

 

Social Security is income retirees have earned throughout the course of their working lives. Use this benefit to make your retirement years as relaxing as possible.

 
By: James Lowe

Retirees are increasingly trying to find ways to earn income off their savings to supplement their 401(K) balances and Social Security benefits. The state of California, in an attempt to do just that, passed legislation last year known as the Secure Choice Retirement Savings Program. This government-run plan, which Marketwatch jestfully referred to as “Pensioncare,” would allow private sector workers to contribute 3 percent of their yearly earnings into …

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Enjoy Retirement in Your New Backyard

barbecue,barbeque

Back Yard BBQ

After your retirement, it’s time to start indulging with a few luxuries to add new enjoyment to the next chapter of your life. An upgraded backyard is a great start.

After your retirement, it’s time to start indulging with a few luxuries to add new enjoyment to the next chapter of your life. Your backyard is the perfect place to make some small improvements that will add hours of entertainment each day. Read on for ideas on how you can transform your backyard into a popular place for friends and family to gather.

Backyard Pool

A pool …

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coins

Adults Need Hobbies, Too

Not only are you finally enjoying retirement but you’re able to fully appreciate taking on new hobbies and experiencing new things.

By: Erin Leigh

Whoever says that “kids have all the fun” are sorely misguided. While the video games are great and everyone loves a sleepover, there’s no better time than now to be a baby boomer. Not only are you finally enjoying retirement (or hopefully only a couple of years away), you can actually afford all the things that you want to do. Plus, you’re able to fully appreciate taking on a new hobby and experiencing new things. So, …

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Seven Simple Tips for a Happy Retirement

Tips for Happy Retirement

Happy Retirement

Retirement is your chance to do things you’ve always wanted to do . So get out there and get involved, stay active, and keep learning.

By: Kimberly Aardal

Today more people than ever are beginning a new phase in life. Now that children have grown and gone, and a lifetime of work has come to a halt, it is time to move on to retirement. Often people dream of retiring only to feel overwhelmed by their new found time and freedom. But retirement is a wonderful opportunity. It is your chance to do all those things you …

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Top 10 Ways to Prepare for Retirement

Prepare for Retirement

Prepare for Retirement

Sign up for your employer’s retirement savings plan. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate.

Know Your Retirement Needs
Retirement is expensive. Experts estimate that you’ll need about 70 percent of your preretirement income lower earners, 90 percent or more to maintain your standard of living when you stop working. Take charge of your financial future.

Find Out About Your Social Security Benefits
Social Security pays the average retiree about 40 percent of preretirement earnings. Call the Social Security Administration and find out more about your benefits.…

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Women and Retirement Savings

Women and Retirement Savings

Too often employees, especially women, quit work, transfer to another job, or interrupt their work lives just short of the time required to become vested.

Planning and saving for retirement may seem like goals that are far in the future. Yet saving, especially for retirement, should start early and continue throughout your lifetime. Here are four reasons why saving matters to women and especially to you!

Do You Know?

* Women are more likely to work in part-time jobs that don’t qualify for a retirement plan. And working women are more likely than men to interrupt their careers to take

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The Myth of Social Security as Your Primary Retirement Income

Social Security as Your Primary Retirement Income

To keep it solvent, the Social Security Administration has already pushed back the age at which younger persons will be allowed to collect full benefits.

By: Douglas R. Andrew

When I ask people if they have any guaranteed source of retirement, they almost always answer, “Yes, Social Security.”

But is it smart to count on Social Security as your  primary source of retirement income? Is it possible that this national trust fund could be severely depleted? Consider the facts:

*  When Social Security was first enacted during the Great Depression, there were sixty workers to every one recipient of benefits. …

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