Archive for the ‘Money & Finance’ Category

Mortgage Free in Five to Seven Years

Anyone with a decent credit score and good bill-management skills can accelerate the end of their mortgage and other debts. By: Jordan E. Goodman with Bill Westrom Pssst -- This is a big secret, but it' s one you are going to be very ...

How to Shop Online Securely

The temporary credit card works just like your regular card and the merchant will never know that it's not your real card. By: Natasha Morgan If you're like most of us, you cringe when you enter your credit card information for online purchases. After all, ...

Spiraling Health Care Costs

The legislation that created the new Medicare drug benefit expressly prohibits the federal government from attempting to negotiate lower prices with drug companies. By: Jim Schlagheck Americans are deeply unhappy with the country's health care programs and costs. And rightly so. As one author ...

Give Wisely to Haiti Earthquake Charities

Don’t give or send cash. For security and tax record purposes, contribute by check or credit card. Write the official name of the charity on your check In the wake of the devastation caused by the earthquake in Haiti, the Federal Trade ...

Ten Tips on Where to Put Your Money NOW

If you’re like me , you lost a hefty chunk of your savings in the past year and have been too shell-shocked to revisit the scene of the crime. By: Peter Passell OK. The financial panic seems to be over. No major investment ...

6 Signs of a Mortgage Rescue Scam

Fraudulent foreclosure “rescue” professionals use half truths and outright lies to sell services that promise relief and then fail to deliver. Foreclosure rescue firms use a variety of tactics to find homeowners in distress:  Some sift through public foreclosure notices in newspapers ...

Medical Discount Plans: They’re Not Health Insurance

Some medical discount plans claim to provide big discounts  for a wide range of services from doctor visits and dental exams to hospital stays and prescription drugs. Affordable Health Care Plan Pre-existing conditions? No problem! No Deductible or Co-pays Thousands ...

Why Should I Get Life Insurance?

[caption id="attachment_1471" align="alignleft" width="100" caption="She depends on you"] [/caption] You could leave all those who depend upon you in a scary situation. Without a payout from life insurance your family might have to sell assets just to cover every day bills or taxes. By: Natasha Morgan I ...

Your Boss’ Astrology Sign

Pisces bosses are more than capable of guarding the interests of their businesses and employees, bringing profit to all concerned. By: Gary Goldschneider ARIES March 21-April 20 Strengths: Inspiring, Dynamic, Trailblazing Weaknesses: Unheeding, Stressed, Unaware Interactive Style: Confrontational, Commanding, Blunt The Aries Boss Aries bosses are born leaders, ...

10 Ways To Control Your Expenses At Home

Develop a shopping plan before you go out and make sure that you stick to it. This applies to food as much as clothes or other goods. It is hard to find a family that has not been affected by the recession. If you ...

Top 10 Ways to Prepare for Retirement

Sign up for your employer's retirement savings plan. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate. Know Your Retirement Needs Retirement is expensive. Experts estimate that you'll need about 70 percent of your preretirement income ...

What Everybody Ought to Know About Gold and Platinum Cards

If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating. While sounding like general-purpose credit cards, some 'gold' or 'platinum' cards permit you to buy merchandise only from specialized ...

Get the Facts on Life Insurance Policies

With cash value insurance policies,  your premium goes toward a death benefit, a cash value account and management fees. Therefore,  you can expect to pay substantially higher premiums. By: Natasha Morgan The decision whether to buy a life insurance policy depends on ...

Considering Moving to a Retirement Home?

You could start in an apartment-type unit that includes a kitchen and bath; then if needed, move to an area of the home that houses medical staff and equipment. By: Natasha Morgan If you’re considering a retirement home for yourself or your ...

No — Just Say It

It gets refreshingly simple actually.  That weekend assignment, no; those extra hours, no; that promotion with all the travel and increased responsibility, no. By:  Claire Shipman and Katty Kay Once you've tamed your inner-guilt monster, you are ready to welcome that most ...

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