Friday, May 16th, 2008
An invoice that tells you to “keep this receipt for your records” doesn’t mean that your donation is tax deductible or that the organization is tax exempt. By: US Federal Trade Commission Consider the following precautions to ensure that your donation dollars benefit the people and organizations you want to ...
Wednesday, May 7th, 2008
Do your mortgage payments have you stressed out? If you’re like some people who bought or refinanced homes in the last few years, you may be facing a major increase in your mortgage's interest rate and monthly payments. By: Federal Citizen Information Center of the U.S. General Services ...
Monday, April 14th, 2008
Claiming your call is an empowering thing to do when other people are telling you that you cannot be a minister because you are gay, or female, or Black, or too political, or too young, or too whatever is outside the dominant version of "minister." By: Sarah Sentilles, Author of ...
Sunday, March 23rd, 2008
Squeezing the trigger of the nozzle to a fast mode causes some of the gas to become vapor which is being sucked up and back into the underground storage tank so you're getting less worth for your money. By: Ric Goodman Only buy or fill up your car or ...
Monday, March 10th, 2008
The best investment you can ever make is in taking the time to truly understand how your finances work. Too many people are more interested in finding quick-hitting schemes or shortcuts to real wealth. By: Robert T. Kiyosaki 1. Which of the following is not ...
Friday, January 18th, 2008
You may be tempted to open the yellow pages and call a business with a location closest to your home but you don’t know if the company you’re calling is reputable, has customer referrals, or is even capable of doing a good job. Need to find an air conditioning ...
Friday, January 18th, 2008
Exceptions that do allow taxpayers to access their retirement funds without the penalty tax, deserve closer examination. Withdrawals from IRA's will not qualify for this exception. By: Ken Morris Qualified retirement plans and individual retirement accounts (IRAs) are great vehicles to take advantage of tax-deferred growth potential and save for ...
Friday, January 18th, 2008
Home equity loans aren't always the best option. You should carefully consider the ramifications before taking out a home equity loan… after all, it's your house that you're putting on the line. By: John Mussi There has been a lot of talk in recent years about using home equity to finance loans ...
Friday, January 18th, 2008
How can you sort through all of the promotional interest rates and other numbers that credit card companies throw at you to determine which credit card actually has the best rate? By: John Mussi If you've been in the market for a new credit card but don't want to pay more ...
Friday, January 18th, 2008
They are all types of Lawyers originated from various legal systems. Some of the terms are from the English legal system, some are from Scotland and some from the American legal system. By: Amit Laufer Have you ever wondered where all these somewhat confusing terms came from? Well the answer is they ...
Friday, January 18th, 2008
One of the advantages of having a budget is that it helps you to pin-point extra costs as well as indicating when and where you may be spending too much money. By: Paul Hegarty Budgeting is a chore people put off indefinitely. You know the bills pile up, but the only ...
Friday, January 18th, 2008
TransUnion, Experian and Equifax provide your credit report to loan officers, credit card companies, financial institutions and anyone whom you give permission to obtain a copy of your credit file. By: Daphne Succes If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with ...
Friday, January 18th, 2008
Listing out your fixed monthly expenses, such as rent, mortgage, car payment, phone and electric bill will help you to determine a baseline budget of where you are right now. By: Francis Kier This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or ...
Friday, January 18th, 2008
Compounding your return on investment is a tiny factor in wealth building compared to how much and how often you save money. By: Francis Kier The biggest gripe that I have with a few famous financial planners is their myth and awe of compound interest. They say, “compound interest ...
Friday, January 18th, 2008
A stop-loss order is an order you give your stock broker to sell your shares if a stock falls below a certain price. You can select a stop-loss price for your stock based upon chart patterns or a percentage drop from your purchase price. By: Francis Kier The business of investing in ...
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